Important Disclaimers
Past performance does not guarantee future results
Financial planning involves risk and individual results may vary based on personal circumstances
Please read these important disclaimers carefully before using our financial planning services. By accessing this website, you acknowledge and agree to these terms.
General Disclaimer
The information provided on this website is for general informational purposes only. While we strive to provide accurate and up-to-date financial guidance, we make no representations or warranties regarding the completeness, accuracy, or reliability of any information presented. Financial markets and personal circumstances can change rapidly, affecting the relevance of any advice provided.
Limitation of Liability
To the fullest extent permitted by Canadian law, Veltrio and its affiliates shall not be liable for any damages arising from your use of this website or our services, including but not limited to:
- Direct, indirect, incidental, or consequential damages
- Loss of profits, revenue, or financial opportunities
- Business interruption or loss of data
- Damages resulting from third-party actions or market volatility
Information Accuracy
While we make every effort to ensure the accuracy of information on our website, financial markets and regulations change frequently. We cannot guarantee that all information remains current or applicable to your specific situation. Users should verify all information independently before making financial decisions.
We do not guarantee any specific financial outcomes or results from using our planning services
Professional Advice Notice
The content on this website does not constitute personalized financial advice. Our consultations provide general guidance and analytical reviews based on the information you provide. For specific financial decisions, consider consulting with multiple qualified professionals who can assess your complete financial picture.
External Links Policy
Our website may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for the content, privacy policies, or practices of external sites. Users access third-party links at their own risk and should review the terms and conditions of those sites independently.
Financial Services Disclaimer
Our subscription service provides financial planning consultations and analytical reviews. We do not provide specific recommendations or manage client funds. All financial decisions remain solely with the client. Market conditions, economic factors, and personal circumstances can significantly impact financial outcomes.
Market Risk Warning
Financial markets are inherently volatile and unpredictable. Any discussions about market dynamics or resource allocation during our consultations are for informational purposes only. Past market performance does not predict future results, and all financial activities carry the risk of loss.
No Warranties
We provide our services and website content "as is" without warranties of any kind, either express or implied, including but not limited to:
- Warranties of merchantability or fitness for a particular purpose
- Warranties regarding uninterrupted or error-free service
- Warranties concerning the accuracy of analytical reviews or market assessments
User Indemnification
Users agree to indemnify and hold harmless Veltrio, its employees, and affiliates from any claims, damages, or expenses arising from their use of our services, violation of these terms, or any financial decisions made based on our consultations.
Governing Law and Jurisdiction
These disclaimers and your use of our services are governed by Canadian law:
Governing Law: These terms are governed by the laws of Canada and the province in which our services are provided
Dispute Resolution: Any disputes arising from our services shall be resolved in Canadian courts with appropriate jurisdiction
Some terms may vary based on provincial regulations and local financial service requirements
Severability Clause
If any provision of these disclaimers is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it enforceable while preserving its original intent.
Changes to Disclaimers
We reserve the right to modify these disclaimers at any time to reflect changes in our services, legal requirements, or industry best practices. Updated disclaimers will be posted on this website with a revised effective date. Continued use of our services after changes constitutes acceptance of the modified terms.
Acceptance of Terms
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers. If you do not agree with any part of these terms, please discontinue use of our services immediately.
Contact Information
For questions about these disclaimers or our financial planning services, please contact us using the information below:
Last Updated: July 16, 2025